Travel & Dive Insurance
Coverage options for trip protection and dive-accident insurance
Travel protection for divers (DAN)
DAN Travel protection provides coverage in the event of unforeseen situations that adversely affect your travel plans. Here are five ways DAN travel insurance can help keep you moving if things go off course:
- Delays are common. Travel delays happen and can lead to additional costs or interruptions in your trip. Travel protection coverage can help defray expenses.
- Weather is unpredictable. Weather is one of the most common reasons for a delay, cancellation, or interruption of travel. Be prepared for unexpected weather events.
- Emergencies can happen. The medical coverage and emergency assistance available through DAN’s travel protection may help reduce the stress of dealing with a medical incident.
- Baggage gets lost. Protect your valuable belongings from loss, theft, or damage while you travel. Get coverage for your dive gear, cameras, and other personal items.
- Cancellation is costly. Trip cancellation helps recover nonrefundable expenses in the event you can’t make your trip due to an unforeseen event involving you, a family member, or a traveling companion.
Dive travel insurance (DiveAssure)
Finding the most suitable policy to cover your next trip can be tricky. It may be hard sometimes to understand the differences between the many travel insurance programs.
Choosing the right travel insurance program will give you peace of mind—so make sure you have the coverage you need for the type of trip you go on.
Diving trips are basically a regular trip or vacation; however, the main activity of diving requires some additional insurance benefits that will cover diving-specific scenarios, like treatment in a hyperbaric chamber.
Why travel with insurance?
In the event of serious injury or illness, insurance payouts can run into the hundreds of thousands of US dollars. An uninsured traveler will be at the mercy of the local medical system and the traveler’s credit card and bank. Medical treatment in some regions—and specifically diving-related medical treatment—can be very expensive. An uninsured person may need to pay out of pocket, sometimes upfront, and that could be a problem.
What should my travel insurance cover?
- Medical coverage
- Trip cancellations, interruptions, and delays
- Baggage coverage
- 24/7 emergency hotline
Dive accident insurance (DAN)
DAN dive accident insurance* is an affordable way for divers to obtain insurance against the costs of dive injuries that are often left uncovered by typical health insurance.
- Covers diving, nondiving, and named water sports accidents & injuries
- Pays 100% of eligible accident medical expenses up to US$500,000
- Plans recognized worldwide
Join DAN first, then add your insurance. Annual coverage starts at US$40/year. Also available for divers age 70 and over in the U.S. and Canada.
Dive accident insurance (DiveAssure)
Looking for diving accident coverage when diving abroad? DiveAssure’s annual or short-term diving accident programs offer the coverage you need.
Choose between two levels of diving accident programs to cover your diving activities outside the United States. Programs include coverage for medical expenses, emergency medical evacuations, hyperbaric treatments, and much more:
- Gold – Basic diving accident protection
- Platinum – Enhanced diving accident protection; higher limits and wider coverage
DiveAssure programs are PRIMARY. A primary policy means the insured doesn’t have to wait for any other insurance company to pay first. This can allow payment directly (including to hyperbaric chambers around the world), helping you avoid paying large out-of-pocket amounts. Additionally, a claim that DiveAssure settles will not have any effect on the premium you pay for your health insurance.